Terms and Conditions


Acceptance of Conditions

By accessing and browsing this website, visitors accept, without limitation or qualification, the Terms and Conditions contained below and all applicable laws.  CSU Canadian Specialty Underwriting Inc. (CSU), may at any time revise these Terms and Conditions by updating this posting. Visitors agree to be bound by such revisions, and should periodically revisit this page to review the current Terms and Conditions.


Information Accuracy
Although the contents of this website are believed to be reliable when posted, CSU cannot guarantee this information to be current, accurate or complete. The information is subject to modification and updating from time to time without notice.


Website Content
The information on this website does not constitute an offer to buy or sell products or services and is not intended to provide professional advice including, without limitation, financial, insurance, legal, accounting or tax advice. The information should not be relied upon in this regard.


Hypertext Links
This web site may facilitate access by hypertext links to other worldwide websites. They are provided solely as a convenience to the user. These hypertext links are entirely independent of this web site and shall NOT in any manner be construed as any reflection on or any affiliation with or endorsement of such site or entity or its respective products, services or contributions to this web site.

CSU has not reviewed the content linked to. The right to reproduce and use the content linked to is (1) subject to the conditions that the respective owners may impose, and (2) is at your own risk.


Privacy and Security
CSU attempts to maintain security efforts which are consistent with standard industry practice in Canada. However, complete privacy, confidentiality and security are not yet possible over the Internet. Therefore, CSU shall not be responsible or liable for any harm or loss which may be suffered by any party, resulting from the use, communication or transmission of any information, including private, confidential or sensitive information to or from this web site.


CSU will not accept transactions or instructions by Internet E-Mail messages. However, questions of a general nature or inquiries may be communicated by E-Mail messages. CSU discourages customers from sending confidential and personal information by Internet E-Mail messages as the security of these messages cannot be guaranteed. Any person who chooses to send a message by E-Mail does so at his or her own risk and CSU will not be held responsible for any damages or losses incurred as a result.

Any communication transmitted to us by electronic mail or otherwise or post becomes the property of CSU or its affiliates and may be used for any purpose. CSU is free to use any idea contained in any communication sent to us for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products using such information.


CSU, its subsidiaries, parent company, affiliated companies, its officers, directors, employees or any persons associated with the creation of this web site, are NOT responsible in any manner whatsoever for any harm, loss or damage that may arise in connection with or through the use of this web site including, without limitation, any direct, indirect, special, third party or consequential damages, howsoever caused.

By accessing and browsing this web site, visitors agree that the laws of Ontario and Canada apply to any issue that might arise with CSU regarding this site, and to settle such dispute in the courts of Ontario.


The product pricing and details of coverage and any other coverage on this website, may vary and/or change as per the underwriting insurance companies discretion and are not guaranteed. CSU Canadian Specialty Underwriting Inc.(CSU) only represents the said underwriting insurance companies coverage(s) and in no way is CSU responsible for the actions or errors that may occur from such said underwriting insurance companies. Further, the product pricing and information supplied is not intended to nor should be understood to make any recommendations as to the suitability of any and all products shown in this website. We strive to maintain the accuracy with all the information provided on this website; but we can not and do not guarantee the validity or accuracy of any of the information provided or displayed.

The information on this website does not constitute your official policy documents. All information on this website is provided for reference only. Policy wording, definitions, translations, product details coverage limits and plan details are subject to change at any time, without notice prior to a purchase and delivery of the policy.

The purchase of a policy confirms acceptance of the policy wording, terms, conditions, limits and exclusions set out therein. CSU Canadian Specialty Underwriting Inc. and its affiliates are not responsible for differences between the information found on this site and the actual coverage provided.